I am being harassed by a dishonest debt collection attorney "representing" a company that purchases "bad" debt and trys to collect on them. I have court tomorrow and just found out that he owns the company that owns the debt. Was he required to disclose this relationship? He is already on probation for previous violations.
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No. You owe it. Pay it.
Be sure to show up in court. If you don’t they will get a default judgment against you. Tell the judge that you repeatedly requested validation of the debt and the name of the original creditor. This may (or may not) get you out of paying the debt but the judge may decide to make the collector pay court costs given they denied you your right to a validation.
Since you didn’t request the validation via certified mail with return receipt, it will be your word against the collectors.
Read the fair debt collection practices act to know your rights if this comes up again. Collectors aren’t know for their honesty.
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